Are you bearing your child for spending hours on the phone playing games? You can turn this hobby into a useful direction! For instance, you can show a child different money games and explore the world of finances together. Moreover, such games are of interest to adults as they allow them to develop financial literacy in an easy and fun way.

What does the gamer do in money games?

Today, there are different variations of money games. One of the most popular ideas is a supermarket where even the youngest consumers cannot lose. The plot usually goes as follows:

  • A family of heroes goes to the supermarket with a shopping list.
  • You need to select goods from the list and then pay for them at the checkout.
  • The game trains attention and the ability to act according to a plan and teaches counting skills.

There are different analogs of this game, for example, with cartoon characters in the title role. The main character also writes a shopping list, according to which products and things need to be put in a basket, and then, the gamer has to pay for them. You can choose from virtual banknotes and coins of various denominations for payment.

The interface of money games is intuitive, and there are no problems even for children who do not know the language yet. Usually, you can choose buyer or seller mode:

  • If the child plays as a customer, he goes to the store and buys sweets, toys, or clothes. At the checkout, he needs to use banknotes of the correct denomination to pay or a credit card (enter the correct amount into the terminal).
  • In salesman mode, a child plays as a cashier. It is necessary to scan the purchases and correctly accept the payment.

Moreover, there are even ATM simulators among modern money games. Not to say that it is very exciting, but you can introduce the child to the principle of operation of the apparatus without leaving home. In the game, you need to set a pin code, remember it, and then, you can withdraw money from the card. After training in the game, it is worth consolidating your skills on a real ATM under the supervision of adults.

Furthermore, there are money organizer simulators. Only the money here is not real – how much you draw, so much will be. In all other respects, this is a complete repetition of adult programs for accounting for income and expenses: they can be counted and planned, track what money is spent on, and what it is not enough for.

Some projects are made in the form of a quiz. You can choose from a variety of topics and complete tasks. If the answer is correct, the next question opens, and in case of an incorrect answer, the game displays helpful information. It is suitable for those who want to get involved in finance in adulthood. By the way, not every adult will immediately answer all questions without errors, so the game is useful not only for children but also for parents.

At last, among money games, there are dynamic economic strategies. Here, you do not need to mindlessly improve and develop, but you need to strike a balance between costs and profits. Therefore, by hiring an expensive manager or by improving production to the maximum, you can earn money. The game forms the skills for thoughtful business activities, trading in the markets, and analysis of the financial situation.